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Time Finance (TIME)

1pm (OPM) FY19: interim results January 2019

16 January 2019

1pm CEO, Ian Smith, and CFO, James Roberts talk about the group’s interim results for the six months ended 30th November 2018.

1pm plc is a holding company. The Company provides financial services to the United Kingdom businesses. The Company finances a range of business assets to small and medium sized enterprises (SMEs). The Company offers small business loans, lease finance and hire purchase. The Company’s leasing portfolio consists of a mixture of sectors and assets, such as garages, cleaners, fish and chip shops, and beauty salons. The Company offers equipment finance and hire purchase finance for various assets, such as Beauty equipment; Cleaning equipment; Manufacturing equipment; Medical equipment; Gym equipment; Catering/kitchen equipment; Restaurant/cafe/pub equipment; Copiers, faxes, scanners, projectors and printers; Security systems; Construction equipment; Furniture; Computers/Servers and hardware, and Telecoms equipment. The 1pm SME loan product is available to various businesses. The money borrowed can be used for various purposes, such as Audit fees, cash flow and Website design. Introduction – 00:20 Financial highlights – 01:33 Investing in key capabilities – 04:01 Funding – 04:58 Trading conditions – 06:22 IFRS9 adoption – 07:59 Interim dividend – 08:48 Strategy – 09:40 Outlook – 10:37

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