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Secure Trust Bank (STB)

Secure Trust Bank (STB) Capital Markets Day - November 2023

09 November 2023

A Pathway to delivery of Medium Term Targets of a £4bn loan book ambition.

The day focussed on V12 Retail Finance, referred to as ‘An emerging powerhouse’. V12 is delivering significant growth, structural improvement in its cost of risk and significant operational leverage and scalability through digitalisation of customer service. Then, Rachel Lawrence, CFO, went on to provide an update on the Group’s medium term targets. The event was opened by Lord Forsyth, Chairman, with David McCreadie, CEO providing an introduction and closing summary, followed by analyst and investor questions.

Lord Forsyth, Chairman
00:17 Chairman’s introduction

David McCreadie, CEO
04:16 Group Overview

Nick Davies, CEO, V12 Retail Finance & Andrew Phillips, Commercial Director, V12 Retail Finance
21:39 Retail Finance

Rachel Lawrence, CFO
50:38 Medium Term Targets

David McCreadie, CEO
01:52:00 Conclusion

1:03:08 Q&A

Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with a 71‐year trading track record. Secure Trust Bank operates principally from its head office in Solihull, West Midlands, and had 858 employees (full‐time equivalent) as at 30 September 2023. The Group’s diversified lending portfolio currently focuses on two sectors:

(i) Business finance through its Real Estate Finance and Commercial Finance divisions, and
(ii) Consumer finance through its Vehicle Finance and Retail Finance divisions.

Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Secure Trust Bank PLC, Yorke House, One Arleston Way, Solihull, B90 4LH.


Distributed by PIWORLD, but not produced.

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